From its founding in 1788 to being honored as the Midwest’s coolest city, Cincinnati enjoys an elaborate history. Settlers began flocking to Cincinnati after its formation, but it was the introduction of steamboats on the Ohio River that caused Cincinnati’s population explosion and economic growth in the early 1800s. Soon Cincinnati was dubbed Queen City for its wealth, sophisticated culture, and arts.
Fast forward to today, and Cincinnati has the most rapidly expanding economy in the Midwest. With some of the nation’s best public transportation, highly rated schools, and affordable housing, Queen City continues to attract new residents. Add the old world architecture and charm, four-seasons natural beauty, and walkable historic neighborhoods alive with hip cafes, pubs, and boutiques – and it’s not surprising that Cincinnati is considered ‘The Coolest City in the Midwest.’
In addition to being the coolest of the cool, Cincinnati offers amazing higher education – although it’s too complex and multifaceted a city to be simply called a college town. From the University of Cincinnati to technical, art, and Bible colleges, the opportunities for post-secondary education are impressive.
Living in Cincinnati, OH: What to Know Before Moving to Cincinnati
With about 302,600 residents in the city and over 2,290,000 in the metro area, Cincinnati offers a solid economy and affordable cost of living. Historic Queen City’s fantastic food and craft brew scene, along with amazing year-round arts, festivals, and recreation, provides fantastic lifestyle opportunities. Once considered a battleground city, residents still hold on to their conservative values but generally vote just left of center.
Pros and Cons of Living in Cincinnati
Living in Cincinnati comes with many perks, but be sure to check out the negatives so you’ll have a well-rounded perspective of what life in Cincinnati is like.
- Affordable housing: Housing in Cincinnati is about $50,000 lower than the US average
- Affordable cost of living: The cost of living is about 15% lower than the US average
- Superb public transportation and walkability: Amount of public transportation is wide and varied; many neighborhoods are easily walkable
- Highly rated school districts: Many public schools rate above average
- Extensive options for post-secondary education: Over twenty institutions of higher learning offer a wide range of programs
- Some of the worst traffic in the nation: Cincinnati has three of the worst bottlenecks in the US and the fifth-worst traffic in the country
- Unpredictable weather: Among all 50 states, Cincinnati’s weather is the fourth most unpredictable
- Higher than average crime rates: Property and violent crime rates are over twice the US average
- Air pollution: Cincinnati is one of 25 US cities with the worst year-round particle pollution
- Opioid crisis: Overdose deaths reached alarming rates a few years ago, and the city is still tackling the problem
- Property Tax: The property tax rate in Hamilton County is 1.53% on a property’s assessed fair market value. For a home valued at $148,200, you’d pay $2,274 in annual property tax.
- Sales Tax: In Cincinnati, you’ll pay 7.0% sales tax, which is a fraction lower than the 7.3% average US sales tax.
- State Income Tax: Ohio residents pay an average 5.6% income tax compared to the 4.6% average US state income tax.
Cincinnati housing prices are affordable but climbing along with the demand. As of January 2020, the median home value was $161,383 compared to the US median home value of $226,800. The median price of homes sold in 2019 was $156,500, and the median price for homes listed for sale was considerably higher at $213,000. The disparity between sold homes and listed homes is due to the hot housing market. Home values rose 6.7% in 2019 and are forecast to rise by 2.6% in 2020.
Housing is relatively old. Of the housing inventory, nearly 41% of properties date back to pre-1940, while only 1.5% were built since 2009. The median age of real estate is 62 years, so if you’re looking for a home with character, you’ll have a good chance of finding a one-of-a-kind historic home.
The housing market is split about 50-50 between owners and renters. The median rent in Cincinnati proper was $1,500, as of January 2020, and in the metro area, it was lower at $1,350.
If you’re looking for quality housing priced even lower than in Cincinnati, check out the Kentucky cities of Covington and Newport, which are located on the southern banks of the Ohio River, directly across from Cincinnati. The median home value in Covington is $114,053 and in Newport, it’s $124,630. The housing market in both towns is hot and prices are expected to rise 3 – 5% in 2020.
Cost of Living
One of the many perks of living in Cincinnati is the affordable cost of living. The overall cost of living index is 84.6 compared to the national average of 100. Lower than average housing prices are the main contributor to the low cost of living.
Other living costs calculated by bestplaces.net, all lower than average, include grocery at 98, health at 85, utilities at 98, transportation at 94, and miscellaneous at 97. Miscellaneous includes repairs, insurances, child care, eating out, clothing, etc.
The epi.org Family Budget Calculator estimates a Cincinnati family of four would need to earn $75,414 per year or $6,284 monthly to live a moderately comfortable lifestyle in the metro area. The family median income is $48,567 compared to the $70,850 US average.
Weather & Natural Disasters
Cincinnati sits between the southernmost limit of the humid continental climate zone and the northern border of the humid subtropical climate zone, making the city’s weather highly unpredictable. Even though you may see snow in early May or 70 degrees in December, in general, you’ll enjoy humid, warm to hot summers, lovely colorful falls, cold, snowy winters, and mild rather wet springs.
July and August are the hottest months, with average highs of 86 and lows of 65. The humidity causes the temperatures to seem hotter than the thermometer registers. The coldest month is January with an average high of 39 and an average low of 22. May and June each get over four inches of rain, but you’ll also get rain throughout each month unless it’s snowing. Annual rainfall is 42 inches, and annual snowfall equals 22 inches.
Natural disaster threats include flooding, tornadoes, and severe winter storms. The Hamilton County Emergency Preparedness & Response Program outlines how to stay safe when a natural disaster threatens. Sign up for emergency alerts and establish a family safety plan.
Economy & Job Market
As the seventh-largest economy in the Midwest, Cincinnati’s has been the fastest-growing but it appears job growth is slowing. Unemployment is currently a bit higher than average at 4.5% compared to the US average of 3.9%. The job market increased by 0.8% in 2019, compared to an average US increase of 1.6%, and is forecast to increase by 29.8% in the next ten years. This rate reflects lower growth than the US average predicted increase of 33.5%.
Major industries include healthcare and social assistance; retail trade; manufacturing; professional, scientific, and technical services; accommodation and food services; and educational services. The main employers, some of which are Fortune 500 companies, include The Kroger Company, Cincinnati Children’s Hospital Medical Center, The Procter & Gamble Company, TriHealth Inc, UC Health University of Cincinnati, GE, and St Elizabeth Healthcare.
If you’re looking for work, be sure to check into OhioMeansJobs. This organization offers workshops, training, coaching, and hiring events. Also, check out the many online job boards. Be sure your electronic resume is polished and up to date. Employers check social media. Make sure photos, links, and language are appropriate to the job you hope to land.
Traffic and Transportation
You can live without a car in Cincinnati because of the great public transportation options. The Metro bus service handles about 20% of the city’s workforce commutes; Cincinnati Bell Connector streetcar has 18 stops emanating from the Central Business District; Transit Authority of Northern Kentucky (TANK) operates a shuttle service in the metro area; The Airporter, operated by TANK, runs between the airport and downtown; Cincy Red Bike cycle sharing operates over 50 stations throughout the city; Megabus runs direct service to Chicago and Indianapolis; and vRide is a commuter sharing program. It’s no wonder Cincinnati has earned the enviable transit score of 83.
Major thoroughfares include east-west I-74, which continues west to Indianapolis. North-south I-75 runs north to Toledo or south to Lexington, Kentucky. I-71 runs east to Columbus. However, the Brent Spence Bridge and the I-75 and I-71 interchanges are some of the worst bottlenecks in the US.
Cincinnati has been known for its bad traffic since the turn of the twentieth century and has recently won the title of the fifth-worst traffic congestion in the country. You can check the City of Cincinnati traffic alerts page for updates on closures or events that may affect the already challenging travel.
Walkscore.com rates Cincinnati as a walker’s paradise – very few cities earn a 98 walk score! The bike score is also high at 65 and will likely go higher as bike infrastructure is improved. The Central Business District, Over-The-Rhine, West End, and Mount Auburn are some of the most walkable areas.
What to Do
From an aquarium to a zoo, Cincinnati offers plenty of culture and recreation to satisfy just about any interest. From winter ice skating to summer paddleboarding, you can enjoy all kinds of water sports on the Ohio River. Or when you cross over the river to the Kentucky side, you can explore distilleries or the lush backroads – but here are some of the best things to do in the city:
Parks and More
Roam Eden Park’s 186 acres that include groves, lakes, overlooks, and the Krohn Conservatory with over 3,500 plant species. Explore the Cincinnati Zoo & Botanical Garden, the nation’s second-oldest zoo renowned for its work with several species of endangered animals. Delve into aquatic life at Newport Aquarium on the Kentucky side of the Ohio River, where you’ll be amazed at all kinds of water-loving animals and enjoy dive shows that teach you about the critters.
Museums and Theaters
Cincinnati museums and theaters can keep you endlessly entertained. Check out Cincinnati Art Museum, featuring over 60,000 works of art; Taft Museum of Art; the fascinating American Sign Museum; the gorgeous art deco Cincinnati Museum Center at Union Terminal which houses three museums and an IMAX theater; The Cincinnati Reds Hall of Fame & Museum, a must if you’re a baseball fan; and The National Underground Railroad Freedom Center which recounts three centuries of American slavery. Cincinnati Music Hall is where you can enjoy performing arts such as the Cincinnati Ballet, Opera, Symphony Orchestra, and the Cincinnati Pops Orchestra.
Festivals, Art, and Food
ArtWorks has created at least one mural in each Cincinnati neighborhood, turning the city into an open-air art gallery. Book a mural tour or download a map to tour on your own. Festivals like Lumenocity, Oktoberfest Zinzinnati, Winter Jam, Cincinnati Pride Parade and Festival, Festival of Laughs, and BLINK keep locals entertained throughout the year. And just about everyone loves tasting the variety of foods at bistros, cafes, restaurants, and craft breweries. Be sure to try Cincinnati’s iconic “Cincinnati Caviar” – you gotta get a dish of German goetta. Findlay Market has been selling fresh local produce and food products since 1855. Today the market is open on spring, summer, and fall weekends with an expanded flea market and ethnic food stalls.
The nation’s oldest professional baseball team, the Cincinnati Reds, plays at the Great American Ball Park. The Cincinnati Bengals play professional football and the FC Cincinnati play major league soccer. NCAA division college teams play throughout the year at various venues.
Schools and Universities
The Cincinnati public schools are impressively high quality. Twenty-two public school districts serve students in Hamilton County; the top three districts are Madeira City School District, Mariemont City Schools, and Forest Hills Local School District. According to greatschools.org, the top schools include Madeira Elementary School rated 10/10, Madeira Middle School 9/10, and Madeira High School 10/10, Mariemont Elementary School 9/10, Mariemont Junior High School 8/10, and Mariemont High School 9/10.
The range and variety of post-secondary education are as impressive as the public schools’ quality. Over twenty universities, colleges, two-year schools, and specialty schools offer an array of programs. The University of Cincinnati is a public research university that enrolls over 44,000 students annually.
Cincinnati has so much going for it, but crime isn’t one of the pros. Both property and violent crime are well above US averages. The US average for property crime is 35, and in Cincinnati, it’s 75. The US average for violent crime is 23. In Cincinnati, it’s 47.
Crime rates are the highest in the city center. As you move out into the suburbs, crime rates drop considerably. Some of the neighborhoods with higher crime include North Fairmount, South Fairmount, Lower Price Hill, Sedamsville, and East Westwood.
Opening new utility accounts can take time. We provide the basic providers for your convenience. Make sure you set up your accounts before your move-in date.
- Gas and electric service: Duke Energy provides both gas and electric service. Start your service by phone at 800-544-6900 or online
- Electricity service: Eight electric companies serve Cincinnati: Champion Energy Services, Constellation, Direct Energy, Public Power, Spark Energy, Sperian Energy, Town Square Energy, and XOOM Energy
- Solar service: Sun Power provides residential solar systems. Review the various designs and pricing
- Water and sewage service: Cincinnati Water Works provides water service. Start service online or call 513-591-7700
- Trash pick-up and recycling service: The City of Cincinnati picks up your trash and recycling. Start your service online
- Internet and cable service: Cincinnati Bell is the local telephone, internet, cable, and security provider. You can also check highspeedinternet.com for a variety of other providers and their packages
Best Neighborhoods in Cincinnati, OH
Central Business District
The Central Business District, in the heart of downtown, is bordered by Hwy 42 on the north, I-71 on the east, the Ohio River on the south, and I-75 on the west. Areavibes.com rates CBD the #1 ‘Best Neighborhood in Cincinnati.’
If you love the idea of a dense ultra-urban lifestyle with every amenity right at your fingertips, and without all the expenses of having a car, then CBD is for you. Housing is mainly in sleek high rise condos and restored brick or clapboard apartment complexes. About 84% of residents rent and are an educated crew – 79% have a bachelor’s, masters, or higher degree.
The Central Business District is also Cincinnati’s entertainment hub. This community is where you’ll find markets, outdoor events, theaters, and hip restaurants like Via Vite and Montgomery Inn the Boathouse. Imagine being able to walk to the Great American Ball Park to root on the Big Red Machine!
- Population: 3,996
- Median home value: $164,700
- Median rent: $828
- Schools: Sands Montessori Elementary School, Walnut Hills High School, School For Creative & Performance Arts High School, Clark Montessori High School
Something to try: Visit the National Underground Railroad Freedom Center.
About 10 to 15 minutes northeast of the Central Business District, affluent urban-suburban Hyde Park is the best of the best, according to niche.com. Vying with areavibes.com’s rating of the CBD, niche.com rates Hyde Park #1 ‘Best Neighborhood to Live in Cincinnati,’ ‘#1 Best Neighborhood to Raise a Family in Cincinnati’, and #3 ‘Best Neighborhood for Young Professionals in Cincinnati,’ you can see that Hyde Park appeals to just about everyone.
Home types vary between the charming old one and two-story Tudor Revival, Colonial, and Federalist styles to newer brick-faced multi-story apartment complexes and condos in converted mansions. Approximately 56% of residents own their homes.
Hyde Park’s schools and neighborhood safety ratings are well above average, and 21% of residents are families with children. About 80% of residents have a bachelor’s degree or higher.
Hyde Park offers all the benefits of urban living with a small-town vibe. You’ll be able to walk to convenient amenities like corner groceries, chic cafes, cool coffee spots, and upscale boutiques. Rookwood Commons & Pavilion is a complex that provides additional shopping options and locals enjoy sitting down to a meal at E+O Kitchen, Alfio’s Buon Cibo, or Mesa Loca.
- Population: 14,871
- Median home value: $375,902
- Median rent: $946
- Schools: Kilgour Elementary School, Hyde Park School, Walnut Hills High School, School for Creative & Performance Arts High School, Fairview Clifton German Language School
Something to try: Check out the whimsical Mushroom House on 3518 Tarpis Avenue.
Tucked into a bend on the northern side of the Ohio River, niche.com considers historic Columbia Tusculum the #1 ‘Best Neighborhood to Buy a House in Cincinnati’ and the #2 ‘Best Neighborhood to Live in Cincinnati.’ Bordered by Kroger Rd on the north, Columbia Parkway on the east, Eastern Ave on the south, Columbia Tusculum is 15 to 20 minutes east of the Central Business District.
Columbia Tusculum, where 65% of residents own their homes, is Cincinnati’s oldest neighborhood, and housing is eclectic. Prices and styles vary from a $40,000 tear down to a $925,000 estate. You can find a condo in a restored mansion or a historic Victorian-style single-family home; some new builds replicate historical styles to maintain neighborhood integrity.
Alms Park fills an extensive area in the southern part of the neighborhood, and you’ll find hip coffee hangouts like Fuel, pubs, and cool restaurants like The Turf Club, Jeff Ruby’s Precinct, and BrewRiver Creole Kitchen.
- Population: 1,787
- Median home value: $241,800
- Median rent: $790
- Schools: Sands Montessori Elementary School, Kilgour Elementary School, Walnut Hills High School
Something to try: Stroll along Tusculum Avenue to see the painted ladies, a series of brightly-colored Victorian homes.
About twenty minutes northeast of the Central Business District, residential Pleasant Ridge’s borders form a jagged, irregular puzzle piece: Ridgewood Ave on the north, an irregular series of streets on the east (Kennedy Avenue being the farthest east), slightly north of I-71 on the south, and a series of streets on the west that includes Langdon Farm Road.
Pleasant Ridge residents are known to be friendly and progressively minded. About 58% own their homes, and 24% of residents are families with children. Niche.com rates Pleasant Ridge the #3 ‘Most Diverse Neighborhood in Cincinnati’ and #5 ‘Best Neighborhood to Buy a House in Cincinnati.’
In this dense suburban neighborhood, homes sit on larger lots than the downtown neighborhoods; housing ranges from condos, townhomes, and apartments to single-family homes, some of which are charming restored older residences. The above-average schools and reputation for safety are reasons families love Pleasant Ridge.
You’ll enjoy big-city amenities paired with the small-town vibe, especially in the compact business district where you’ll find independent retailers and shops like the microbrewery, Nine Giant; a record store, Everybody’s Records; cafes like Grand Central Delicatessen and Gas Light Cafe; and pubs like Molly Malone’s.
- Population: 11,763
- Median home value: $170,482
- Median rent: $697
- Schools: Hyde Park School, TCP World Academy School for Creative & Performance Arts High School, Walnut Hills High School
Something to try: Check out The Queen City Comic and Card Company for vintage and new comics and collectibles that make unique gifts.
Exclusive, compact, and urban-suburban Mount Adams borders Eden Park on the north, Hwy 50 paralleling the Ohio River on the east, I-471 on the south, and I-71 on the west. Mount Adams, just seven minutes east of the Central Business District, appeals to young professionals and executives whose political views lean liberal. Niche.com rates Mount Adams the #1 ‘Best Neighborhood for Young Professionals in Cincinnati.’
The Mount Adams median home value is over twice the overall value of Cincinnati. Housing ranges from townhomes, apartments, modern condos, and charming historical single-family residences; many have beautiful Ohio River views. Although violent crime rates are well below average, property crime – especially theft – is higher than average. If you choose to live here, you may want to install an alarm system in your home. 58% of residents rent, only 6% of residents are families with children, and 82% have a bachelor’s, masters or higher degree.
With lush Eden Park just over the northern border, residents have access to amazing recreation and culture. The Krohn Conservatory, Cincinnati Art Museum, and Johnston Park are within easy walking distance. Bicentennial Commons and Theodore M Berry International Friendship Park are both directly east of Mount Adams, bordering the Ohio River. Try The Celestial Steakhouse, Mt Adams Bar & Grill, or Bow Tie Café for great food and drinks.
- Population: 1,593
- Median home value: $458,800
- Median rent: $1,274
- Schools: Sands Montessori Elementary School, Walnut Hills High School, Clark Montessori High School
Something to try: Explore the exhibits at the Cincinnati Art Club at Parkside Place.
About a 30-minute drive north of Downtown, Hartwell is roughly bordered by Compton Rd on the north, I-75 on the east, and Mill Creek on the south.
Hartwell offers affordable housing choices with a median home value much lower than the overall Cincinnati value. Homes generally sit on large wooded lots, with lovely landscaping. You can find attractively affordable condos, small two-bedroom cottages, and large four and five-bedroom single-family homes.
Hartwell residents, 55% of whom are homeowners, include families, retirees, and young professionals whose tendency is toward liberal politics. Known for its diversity and lower cost of living than other Cincinnati neighborhoods, Hartwell offers a great quality of life with lower than average crime rates and highly rated schools. Living in Hartwell puts you close to highways for convenient commutes and shopping at mall parks.
Although Hartwell is almost exclusively residential, you’ll find some cafes and coffee houses. Locals enjoy a round at the Hartwell Recreation Golf Course and tastings at the Woodstone Creek Winery and Distillery.
- Population: 10,691
- Median home value: $114,506
- Median rent: $817
- Schools: Elm Avenue Elementary School, Vermont Avenue Elementary School, Wyoming Middle School, Wyoming High School, Walnut Hills High School
Something to try: Sit down to some delicious African cuisine at Teranga Restaurant.
Bordered by W McMicken on the north, Main Street on the east, Hwy 42 on the south, and Central Parkway on the west, historical Over-The-Rhine is located directly north of Downtown. In the early 2000s, OTR was one of the most dangerous neighborhoods in the US, but today it’s one of the most desirable.
The housing includes charming historic buildings that house condos, apartments, and single-family homes. On the National Register of Historic Places, Over-The-Rhine has more buildings of Italianate architecture than any city in the nation.
The University of Cincinnati is just north in the Clifton neighborhood, so OTR has a vibrant student vibe with exciting nightlife and all kinds of cuisines. The majority of residents are young professionals and students, while only 19% are families with children, explaining why 78% of residents rent their homes.
Property and violent crime rates in OTR are well above the national average, but the neighborhood remains one of Cincinnati’s most popular. Main Street, OTR, is one reason why in 2018, Vogue named Cincinnati the ‘Coolest City in the Midwest.’ You’ll be able to walk to over 55 places to dine out or over 20 bars.
- Population: 5,293
- Median home value: $242,013
- Median rent: $632
- Schools: Sands Montessori Elementary School, Walnut Hills High School, School For Creative & Performance Arts High School, Clark Montessori High School
Something to try: On weekends, gather your shopping bags and head over to Findlay Market for specialty foods and local produce.
Directly east of Hyde Park and about twenty minutes northeast of the Central Business District, desirable Mount Lookout is bordered by Ault Park on the north, Hwy 50 on the east, Linwood Ave on the south, and Delta Ave on the west. Appealing to families, executives, and young professionals, niche.com rates Mount Lookout the #2 ‘Best Neighborhood to Raise a Family in Cincinnati,’ #2 ‘Best Neighborhood to Buy a House’, and #3 Best Neighborhood to Live in Cincinnati.
Mount Lookout is a quaint leafy safe neighborhood with above-average schools. About 72% of residents own their homes and housing varies from Federalist, Prairie, Farm, Colonial, and Italianate historic single-family homes to condos and apartments.
Mount Lookout residents are highly educated; 78% have earned a bachelor’s, master’s or higher degree and enjoy a median household income of $107,743, almost twice the national average of $55,322.
You’ll be able to enjoy Ault Park with nature trails and beautiful gardens, Alms Park, the Cincinnati Observatory, and The Redmoor art deco theater for live jazz and soul. Some of the locals’ favorite dining spots include Mt Lookout Tavern, Zip’s Café, and Cloud 9 Sushi.
- Population: 5,665
- Median home value: $362,653
- Median rent: $827
- Schools: Sands Montessori Elementary School, Kilgour Elementary School, Walnut Hills High School, School For Creative & Performance Arts High School
Something to Try: Gaze through America’s oldest telescope at the Cincinnati Observatory.
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Intrastate & Local Moves
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Small Load Moves
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Art and Antiques
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Same Day/Emergency/Short Notice Moves
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